Insurance

Save on Insurance with StoveTop FireStop

Reduce Risk. Lower Claims. Lower Premiums.

Protect Your Property

Unattended cooking is the #1 cause of residential fires in the United States, accounting for nearly half of all reported home fires each year.

Installing StoveTop FireStop® automatic stovetop fire suppression can help reduce the risk of a costly kitchen grease fire—often leading to insurance incentives, reduced premiums, and fewer claims.

How StoveTop FireStop Helps Reduce Insurance Costs

Prevent the Most Common Cause of Property Loss

StoveTop FireStop automatically suppresses stovetop fires at the source. When a flame makes direct, sustained contact with the fuse, it releases a non-toxic powder to quickly suppress grease fires before they spread.

Suppressing a fire early could prevent:

Structural damage to units
Smoke contamination
Sprinkler activation and water damage
Tenant displacement
Costly insurance claims

Suppressing a fire early could prevent:

Avoid the Cost of Filing an Insurance Claim

Even when you have insurance, a kitchen fire can still be extremely expensive.

Typical costs may include:

Insurance deductibles
Premium increases after a claim
Tenant relocation expenses
Lost rent and vacancy downtime
Renovation and restoration costs

In many cases, a stovetop fire can cause tens of thousands of dollars in damage, while properties equipped with fire suppression devices experience dramatically lower losses.

By suppressing grease fires, StoveTop FireStop could help property owners avoid financial and operational disruption.

Calculate Your ROI & Net Savings

Plug in your unit count, average deductible, and estimated fire risk to see how much StoveTop FireStop can save you over a 6-year period.

View your Total Protection Cost vs. Deductibles Avoided.

Insurance Companies That Recognize StoveTop Fire Suppression

Many insurance carriers encourage or incentivize proactive fire-prevention systems in residential and multifamily housing. Here are just some of the insurance providers and organizations that have recognized the value of stovetop fire suppression programs:

Additionally, many insurers may offer reduced premiums or deductibles when StoveTop FireStop is installed, depending on underwriting guidelines and the type of property insured. For certain properties or risk profiles, the installation of a stovetop fire suppression device may even be required to obtain or maintain insurance coverage.

Ideal for Multifamily, Student Housing & Senior Living

Insurance providers are particularly supportive of risk-reduction strategies in properties where unattended cooking is more likely, including:

Multifamily apartment communities
Affordable housing
Student housing
Senior living facilities
Extended-stay hotels
Rental properties and portfolios

For these properties, installing StoveTop FireStop across units demonstrates a proactive commitment to risk management and tenant safety, which could positively impact underwriting and insurance pricing.

Simple, Cost-Effective Risk Protection

With a 6 year effective life, easy installation, no maintenance and an average cost of only a few dollars per year per stove, StoveTop FireStop provides a powerful return on investment by helping property owners:

Reduce fire risk
Protect residents
Prevent costly insurance claims
Potentially qualify for insurance incentives

Ready to Protect Your Property?

Ask Your Insurance Provider

Every insurance company has different policies regarding risk-prevention discounts. To maximize your savings:

Ask your broker or carrier about reducing your premium for installing StoveTop FireStop.

Provide documentation of StoveTop FireStop installation.

Discuss risk-management programs for your portfolio.

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